TechFlame reports that according to YZY Money's official documentation, the terms include a “class action waiver.” “To the extent permitted by law, you agree not to initiate, join, or participate in any class action with respect to any claim, dispute, or dispute you may have against any protected party. You agree that the court may take injunctive relief to stop or remove you from such litigation. You agree to pay attorneys' fees and legal fees any protected party may incur in seeking such relief.”