TechFlame news: Michael Saylor published a long article titled "Prescriptions for Prosperity in the Digital Economy," stating that artificial intelligence will greatly enhance the productive capacity of individuals and businesses, making it necessary to create, finance, own, and trade assets more freely. He proposed establishing a "Digital Bill of Rights" for digital assets, centered on granting individuals and businesses the right to create, issue, custody, transfer, and use digital assets, while providing baseline protections in financial privacy, asset ownership, and market access. Saylor argued that digital intelligence will drive the birth of a large number of new enterprises, and that the cost, complexity, and time required for financing should be reduced, with capital formation efficiency improved through means such as digital tokens. He set a goal of enabling 10 million new businesses to raise capital, along with clear issuance rules and risk-matched disclosure requirements. On the digital dollar, Saylor advocated allowing banks, fintech companies, and technology platforms to compete more fully in digital dollar products, and allowing issuers to compete on yield. He believes the United States can further expand the global reach of the dollar by allowing companies to develop more competitive digital dollar products. As for Bitcoin, Saylor defined it as "digital capital" and advocated allowing banks to custody Bitcoin under clear rules and provide credit with it as collateral, while establishing a viable path for insurance companies to include digital capital on their balance sheets and in product design. He specifically noted that the Basel Accords apply a 1,250% risk weight to certain crypto-asset exposures, and argued that regulators should reassess relevant capital requirements based on the actual risks of digital assets and specific business activities.