**TechFlame News** — According to Cointelegraph, Standard Chartered Bank has predicted in its latest research report that the total value locked (TVL) in decentralized finance (DeFi) could reach approximately $2.7 trillion by 2030, representing a roughly 37-fold increase from current levels. The report attributes this growth primarily to the tokenization of real-world assets (RWA) and the migration of crypto-native assets onto on-chain protocols. Geoff Kendrick, Head of Digital Assets Research at Standard Chartered, stated that the next wave of “structural growth opportunity” in digital assets will come from DeFi protocols. He estimated that by 2030, the share of tokenized assets entering the DeFi ecosystem could rise from approximately 3.5% today to about 30%. Current data shows that only around 3% of stablecoins and 10% of tokenized real-world assets are actually used in DeFi protocols, indicating significant room for further penetration. The report also emphasized that achieving the $2.7 trillion target will depend on the rapid expansion of tokenized asset scale and a substantial improvement in the efficiency of on-chain capital utilization. Standard Chartered previously forecast that the total value of tokenized non-stablecoin real-world assets could reach $2 trillion by 2028, with money market funds and U.S. equities being the primary components. On the infrastructure front, the report highlighted decentralized exchange protocols such as Uniswap as potential key trading hubs for tokenized assets, and noted that traditional financial institutions entering the on-chain market will place greater emphasis on security and stability. However, analysts also cautioned that tokenization does not necessarily lead to improved liquidity, and fragmentation across different chains and asset standards may continue to limit market depth and unified pricing capabilities.